
Partnerships that work.
As a benefit of being a member of the North Carolina Septic Tank Association, you can receive customized insurance quotes from Bearing Insurance, an industry advisor in property, liability, commercial auto, workers’ compensation, employee benefits, and all commercial insurance coverages. Quotes are always free and no-obligation. All services are administered by Bearing Insurance Group, LLC, an independent insurance agency with over 250 employees.

North Carolina Septic Tank Association Insurance Program
Working in the septic system industry requires expertise and dedication. The NCSTA Insurance Program offers exclusive benefits designed specifically for NCSTA members. With decades of experience serving this industry, we understand the unique needs of septic system businesses. From installation to service and maintenance, we provide the tailored insurance coverages your operations require.
As an NCSTA member, you gain access to industry-specific coverages and premium discounts. This program is available to all businesses in the septic system industry, including installers, pumpers, inspectors, engineers, manufacturers, soil scientists, and suppliers.
Coverages Available
- Loss of Business Income due to damage to pump trucks, backhoes, and contractor’s equipment
- Replacement Cost for newer equipment
- Rental Reimbursement for contractor’s equipment
- Limited Pollution on general liability for work sites
- Pollution Liability: coverage for work vehicles
- Employment Practices Liability
- Errors & Omissions and Professional Liability
Frankenmuth Insurance
This program is underwritten by Frankenmuth Insurance. Headquartered in the historic city of Frankenmuth, Michigan, Frankenmuth Insurance has been providing high-quality insurance products and unparalleled service since 1868. Represented by more than 700 independent insurance agencies across 15 states, Frankenmuth Insurance offers personal, commercial, and life insurance, neighbor to neighbor.
Your Trusted Partner
Bearing Insurance is the trusted insurance partner of the North Carolina Septic Tank Association. Our comprehensive insurance program offers coverage tailored to your business operations, including many protections excluded from traditional insurance policies.
Contact us today to learn more!